NZ owned · FMA regulated insurersCompare NZ Insurance.
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Real quotes from New Zealand's top licensed insurers — right cover, best price, 100% online. No broker calls. No paperwork.
- 6+ NZ Insurers
- Instant Online Quotes
- FMA Regulated
- No Hidden Fees
- 100,000+ Kiwis Served
Your quotes — Vehicle Insurance
Best Value
Score 91/100
$68/mo
Most Popular
Score 85/100
$74/mo
Score 88/100
$79/mo
256-bit SSL FMA Regulated NZ Support
$340/year
Average saving
1,247
Policies compared today
6
NZ insurers on platform
4.9 / 5
Customer rating
What would you like to insure?
Choose a category to start your free comparison.
Vehicle
Car, ute or motorcycle cover
Avg saving $340/yr
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Home
Cover for your house structure
Avg saving $420/yr
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Contents
Protect what's inside your home
Avg saving $180/yr
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Home & Contents
Bundle for better value
Avg saving $510/yr
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Travel
Single trip or annual cover
Avg saving $120/yr
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Pet
Vet bills and accidents
Avg saving $95/yr
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Landlord
Rental property protection
Avg saving $280/yr
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Life
Protect your loved ones
Avg saving $240/yr
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Health
Private medical cover
Avg saving $310/yr
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Income Protection
If you can't work
Avg saving $190/yr
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Boat & Marine
Pleasure craft cover
Avg saving $160/yr
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Business
Liability, contents & more
Avg saving $540/yr
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Why Pacific Cover
Insurer Neutral
We show every option, not just the ones that pay us the most.
Real Buyable Quotes
Actual prices you can purchase right now — same as going direct.
Policy Benefits Compared
We show what's covered, not just the price.
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No fees, no commissions from you. Same price as going direct.
What Kiwis say
"Saved $340 a year on my car insurance in under 3 minutes."
James T — Auckland
"Compared 5 insurers at once — I was massively overpaying. Never going back to ringing around."
Sarah M — Wellington
"Got home and contents sorted in 4 minutes — cheapest quote I've ever seen."
Mike R — Christchurch
Policies from NZ's most trusted insurers
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